Workplace Accidents

Disabling Injuries and Options for Financial Assistance

Posted by on Aug 26, 2015 in Disability, Workplace Accidents | 0 comments

The physical trauma that comes after a serious accident can leave many devastating consequences. Oftentimes, these consequences can significantly affect how a person’s lifestyle. This is particularly applicable for individuals who walk away from accidents that result in disabling injuries. Injuries like brain trauma and spinal damage that typically causes disability can do more than just leave a person in pain. In some cases, these injuries can also limit income opportunities and result in financial difficulty.

Fortunately, people that have been injured in an accident and were left disabled by their condition can pursue financial assistance through different options. In particular, the federal government provides help for those suffering from disabling injuries through Social Security disability benefits. Through two distinct programs, every American can have a safety net to fall back on in case an accident leaves them vulnerable to a disability caused by a serious medical condition.

The first option for financial assistance in instances of disabling injuries is called Social Security Disability Insurance or SSDI. It is meant for individuals that are insured members of the Social Security system mandated by United States law. It is particularly meant to assist members who are not more than 65 years of age and are suffering from a disability. The people who can qualify for SSDI are those who have been employed long enough in order to meet Social Security payments and contributions.

For those who do not fall under these criteria, the Supplemental Security Income or SSI might be a better option. The SSI is provided by the U.S. Treasury for people with disabilities who are 65 years old or younger, and are falling short of the employment criteria required of the insurance benefits program. An important criterion to qualify for SSI is that a claimant’s current income is within the federal benefit rate.

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Common Construction Site Accidents and Injuries

Posted by on Aug 24, 2015 in Workplace Accidents | 0 comments

Construction sites are well known to be extremely dangerous, with plenty of hazards posing the risk of injury for those within the area. New York City construction accident lawyers often point out that the hazards found in these sites can leave people severely injured and struggling to deal with the consequences left by the aftermath of their accident.

According to the website of Hach Rose, construction site accidents are typically caused by a variety of factors. First is the presence of falling hazards that aren’t properly secured from significant heights. Another common cause of accidents involves issues with construction vehicles and heavy machinery like forklifts, bulldozers, and excavators. Specific problems with unsecured scaffoldings and cranes can also lead to catastrophic injuries. The Occupational Safety and Health Administration also point out that accidents involving electrocutions and electric shock is another common scenario in construction sites with unsafe working conditions.

Individuals who are caught in such devastating construction site accidents are mostly left to deal with serious injuries and a host of other complications and consequences. The most common injuries that result from construction site accidents include internal damage, traumatic brain injury, and spinal cord injury. Sometimes, these injuries can lead to long-term disability and paralysis. On top of such pressing health issues, construction site accident victims will also have to deal with emotional and psychological effects triggered by the traumatic event. Most will also struggle with financial difficulties brought about by medical costs and other necessary expenses.

All in all, it’s easy to see why construction sites are considered to be extremely hazardous. Those who work in such environments face plenty of risks. It’s crucial that construction firms and companies remain accountable for the safety of their employees, providing them with the best and safest working conditions as possible.

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